Free Credit Reports and Credit Scores

Welcome to the Personal Credit Bureau Services
With the current credit crisis casting a dark shadow over almost everyones personal finances, it is extremely important that you have knowledge of what your current credit score is before you start to seek out finance. With a free credit report from PCBS' partners you can check all three of the main credit unions of the USA with one application. What's more, the initial monthly fee for this credit report is waived and you can cancel at anytime.
Helpful Articles
A Beginner’s Guide to Credit Scores
Do you know what your credit score is? You probably do, because that little three digit number is almost as important as your Social Security number when it comes to getting things like a job, a home, a car, insurance, or a credit card. This number can change, depending on the state of your credit. If your credit is AAA, you will have the highest possible credit score.
Contacting The Credit Bureaus
The law states that you have a right to see your credit file at times other than the once a year free credit report that you can request from the three major credit bureaus. If any of the following circumstances apply to you, you can contact TransUnion, Experian, or Equifax at any time.
Free Credit Reports
See all three of your credit reports and credit scores with your 7-day FREE Privacy Matters 1-2-3 trial membership.
Monitoring and reports from the three credit bureaus - TransUnion, Equifax and Experian.You'll also receive Your Savings ClubSM, a premier shopping and savings program. Free for 7-days, $19.95/month if you do not cancel. Cancel anytime.
Recent Credit Report Articles
Credit Could Affect Your Insurance
Making wise decisions to build your credit is important in a lot of ways. It helps you qualify for good loans with low interest rates for any number of large purchases. It can also help you obtain that great job you’ve always wanted, or it can even help reduce the costs of a cellphone plan. What...
Improve a Credit Score and Stay on Top of It
There’s a seriously large number of Americans in debt these days. In fact, most individuals have debt in some form or another. It’s just the regrettable nature of today’s economy that a tragically high amount of them are drowning in it. It’s tough enough trying to make ends meet...
Small Steps Build Credit
When you get started on your own financially, the world can seem like a very restrictive place. Everywhere you turn, you get refused for not having sufficient credit — or any credit at all — to obtain financing or a wide number of things that are based on credit. It can simply seem ridiculously...
